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Monday, May 4, 2009

China Mobile will be impelling this year's "phone card" micro-payment

By Zou

"Our goal is to enable China Mobile's users to buy a McDonald's hamburger with no change." China Mobile Shanghai Wang, general manager of data services to the CBN, told reporters yesterday, by the end of April, China Mobile will be early May before the beginning of the user in Shanghai recruitment, this year to promote large-scale wireless pay phone.

China Mobile Research Institute R & D after two years of preparation, will launch a new SIM card, will be NFC (Near Field Communication) chip with the SIM card integration, the realization of electronic payment and a variety of functions such as data download, which is expected to be a large-scale Application to change the user's way of life. As long as the user using a mobile phone near the card reader, micro-payment can be realized.

This means that the future of China Mobile users as long as the replacement of the SIM business card to convey the telephone, you can at McDonald's, Starbucks, Subway to accomplish the fee utilising a wireless phone. As at the end of March this year, China come to 477 million wireless users.

Sources related to China Mobile, China Mobile needs to overcome the problems including how to enable the integration of mobile phone SIM card chip signal through batteries, filtered through the metal, thereby truly phone card, China Mobile has been in research and development process of a number of applications patents, the present, such as China Mobile has Dongxin peace, Huahong phone card and other large manufacturers under a single, in 2 ~ 3 months for mass production.

"Achieving the objective of wireless shop to pay this year is 1000." Wang said, this is only the program in Shanghai, outlets will embrace McDonald's, Starbucks, Yi-Zhi more bakery, Shentong subway and so on, China Mobile will give these enterprises student configuration, the prevailing cost of each student is 3,000 yuan, and each new SIM small discern charges 50-100 yuan, China Mobile has resolved to endorse large-scale investment.

In detail, the present use of the Shanghai World Expo will be the first wireless telephone in China to pay for permits, permits to the Expo facts and numbers wireless users in China come to a new SIM business card, wireless payment.

China Mobile telephone cards and client anecdotes will bank business card or borrowing business card anecdotes joined up, one time the allowance of telephone business card spend, the client can, through SMS, the bank business card or borrowing business card in the telephone business card into the capital, but furthermore through wireless telephone other account management.

In detail, in alignment to accelerate the wireless payments, China Unicom has selected a distinct path. Shanghai, China Unicom broadcast last week that the business, the Shanghai public transport business card to work, Inc., Fudan Microelectronics R & D Brush widespread coach business card wireless telephone, mobile telephone implanted in the NFC portion interior, the client in the coach, cross-rail, cab when can be exactly conveyed out utilising a wireless telephone borrowing business card payment. Shanghai Unicom will launch several latest characteristic built-in NFC portion coach business card wireless telephone pendant wireless telephone cards and patch cards.

Bundled users

Wang said China Mobile in the wireless bond will not accept any compensation of royalty, but in addition to pre-pay SIM endorsement charges as well as give the student the cost of premises. The intent is to sanction users of China Mobile can not be split from the services provided.

Because, in the emerging mobile applications, mobile phone users to pay is the most promising projects. Research firm AC Nielsen survey conducted in China showed that, eight more than consumers want to be public transport cards, bank cards and other payment instruments integrated into mobile phones.

Phone small discern integrated public transport cards, bank cards and keys and other roles, the request for paid job of a succession of new large-scale type will be brought out - employing a portable handset at the student, can be realised by omnibus, metro, cinemas, eateries are compensating the price; will portable handsets are NFC tags embedded on posters before, you can download the picture content, for instance portable handset ringtones and posters. Mobile handset users will inhabit the bags of the most valued location, and can return a type of cards in my wallet.

Nokia Ventures Organization Asia NFC Division Director Zheng shao dong said, NFC wireless telephone fee check propel the whole enterprise string of connections of upstream and downstream commerce, encompassing wireless operators, service providers, handset and portion manufacturers, encompassing wireless fee worth string of connections . For demonstration, the card-issuing bank will change the way, at present, MasterCard borrowing cards in the check facts and numbers will be conveyed through the wireless mesh burden in the NFC wireless telephone, therefore keeping the cost of customary borrowing business card issuers.

Earlier, in 2006, Xiamen, China Mobile, Nokia, Philips Autopass small discern financial gatherings and had to start in Xiamen, China's first Near Field Communication (NFC) portable compensation direct business. - 20611

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